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The 30 Day Notice account will reward you with a higher rate of interest the more you invest - and still give you access to your money! You can either give us notice that you need some of your money in the future or, in an emergency, you can have immediate access to your money, with a penalty. |
Is this account suitable for me?
This account is suitable for someone who can give 30 days notice of any withdrawal. It is not suitable for someone requiring a fixed rate of interest or someone not prepared to pay a penalty for instant access on withdrawals.
How much can I invest?
The account must be opened with a minimum of £500; further deposits can be made up to a maximum of £500,000 per person (£1m for a joint account). The minimum balance at any time is £500.
How can I pay money in?You can pay cash and cheques into your account at any of our branches or at our agency (listed here), or you can post your passbook and a cheque to our Head Office address. Cheques must be made payable to the account holder and not to the Society. You can also transfer funds from another account with the Society by post or at a branch, and transfer from an account with a bank or another building society. To do this you will need our sort code 20-49-08 and our account number 70608386 and also your 30 Day Notice account number, which should be inserted in the roll or reference number field. Please note that certain banks do not automatically provide a roll or reference number field if you bank with them online. You may have to telephone them so that they can set up this information for you.Do I have access to my money?You have penalty-free access to your money if you give the Society 30 days written notice. Shorter notice periods are also available but a penalty equal to the gross interest for the remainder of the 30 day notice period will be charged on the amount you withdraw. For example, if you are able to give 20 days notice, a penalty equal to 10 days gross interest is applicable. Instant access is permitted at any time but a penalty equal to the full 30 days gross interest will be charged on the amount you withdraw.How can I access my account?In Branch - You can withdraw money from your account at any of our branches or at our agency (listed here). Passbook required.By Post - You can request a transfer to another Society account or a cheque withdrawal via the post. Simply send your passbook(s) and a signed covering letter, stating your withdrawal instructions, to our Head Office. Your cheque and passbook will be returned to your home address.Or Online - You can request a cheque made payable to yourself, or transfer money to another Society account or to your current account. Simply register for You-View, our online account service.
How much interest can I earn?See our Current Interest Rates. The 30 Day Notice account rewards savers with a tiered variable interest rate. Your money will start earning interest for you from the date of receipt of your cash or cheque(s).
How and when is interest paid?Interest is paid annually on 31st December, or on the last day of each month. You can have the interest added to your 30 Day Notice account, paid into a bank account or transferred to another Society account (not applicable to all account types). If you choose to have your interest added to the account it will be subject to the same withdrawal conditions as the capital.
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Summary Box
Key Product Information for our Savings Account(s) |
| Account Name |
30 Day Notice |
| Interest Rate (AERs) |
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| Tax Status |
Interest is paid net of basic rate tax, unless the appropriate HM Revenue & Customs declaration is completed. |
| Conditions for Bonus Payment |
N/A |
| Withdrawal Arrangements |
30 days written notice or a penalty applies |
| Access |
Branch, Post or Online |
Other Information
Customers may hold more than one 30 Day Notice account but the maximum holding in all accounts with the Society is £500,000 per person. Should the balance fall below the minimum balance, we reserve the right to close your account and return your savings to you.
Withdrawal limits at Branch Offices are £500 cash and £5,000 by cheque per person, per day. Please ask for details of limits for our agency. Cheque withdrawals for larger amounts may require 24 hours notice.
How can I open an account?To apply for a 30 Day Notice account by post please download, print and complete the application form using the link below. For your own benefit and protection you should read the Society's general Savings Account Terms and Conditions as well as the information above. If you do not understand any point, simply call us on 01858 412250 or email us at CustomersFirst@mhbs.co.uk
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To download our savings application forms you must have Adobe Acrobat Reader installed on your PC. |
Savings Account Application Form |
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Please send your signed application form, together with your personal cheque for the opening deposit and evidence of identification to:Market Harborough Building Society, Welland House, The Square, Market Harborough, Leicestershire, LE16 7PDAlternatively please visit any of our branches or our agency (listed here) with the appropriate identification (please see the link above for further details) to open an account.If I need more information what do I do?We are always pleased to help. Please visit any of our branches or our agency, call us on 01858 412250, or email us at CustomersFirst@mhbs.co.uk
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| Product information is also available in Braille, Large Print and Audio format. |
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This product may be withdrawn at any time and without notice. |
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| Issue Date: 22 August 2008 |
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