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RATES EFFECTIVE FROM 1 MAY 2009 (unless otherwise indicated)
ALL RATES ARE VARIABLE
NO NOTICE ACCOUNTS
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|
|
|
|
Gross % |
AER * % |
NET # % |
|
Annual Interest paid on 31st December |
£10 + |
2.45 |
2.45 |
1.96 |
| Instant Access |
|
|
|
Gross % |
AER * % |
NET # % |
| Annual Interest paid on 31st December |
£75,000 + |
0.45 |
0.45 |
0.36 |
| £40,000 + |
0.40 |
0.40 |
0.32 |
| £20,000 + |
0.35 |
0.35 |
0.28 |
| £10,000 + |
0.30 |
0.30 |
0.24 |
| £5,000 + |
0.25 |
0.25 |
0.20 |
| £500 + |
0.20 |
0.20 |
0.16 |
| £1 + |
0.15 |
0.15 |
0.12 |
Monthly Interest paid on the last day of each month |
£75,000 + |
0.40 |
0.40 |
0.32 |
| £40,000 + |
0.35 |
0.35 |
0.28 |
| £20,000 + |
0.30 |
0.30 |
0.24 |
| £10,000 + |
0.25 |
0.25 |
0.20 |
| £5,000 + |
0.20 |
0.20 |
0.16 |
| £500 + |
0.15 |
0.15 |
0.12 |
| £1 + |
0.10 |
0.10 |
0.08 |
NOTICE ACCOUNTS
| Sixty60 - Issue 7 |
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|
|
Gross % |
AER * % |
NET # % |
| Annual Interest paid on 31st December |
£75,000 + |
2.10 |
2.10 |
1.68 |
| £40,000 + |
1.95 |
1.95 |
1.56 |
| £20,000 + |
1.45 |
1.45 |
1.16 |
| £5,000 + |
1.15 |
1.15 |
0.92 |
Monthly Interest paid on the last day of each month |
£75,000 + |
1.95 |
1.97 |
1.56 |
| £40,000 + |
1.80 |
1.81 |
1.44 |
| £20,000 + |
1.35 |
1.36 |
1.08 |
| £5,000 + |
1.05 |
1.06 |
0.84 |
| 30 Day Notice |
|
|
|
Gross % |
AER * % |
NET # % |
| Annual Interest paid on 31st December |
£75,000 + |
1.50 |
1.50 |
1.20 |
| £40,000 + |
1.15 |
1.15 |
0.92 |
| £20,000 + |
1.00 |
1.00 |
0.80 |
| £10,000 + |
0.80 |
0.80 |
0.64 |
| £5,000 + |
0.40 |
0.40 |
0.32 |
| £500 + |
0.25 |
0.25 |
0.20 |
Monthly Interest paid on the last day of each month |
£75,000 + |
1.40 |
1.41 |
1.12 |
| £40,000 + |
1.05 |
1.06 |
0.84 |
| £20,000 + |
0.90 |
0.90 |
0.72 |
| £10,000 + |
0.70 |
0.70 |
0.56 |
| £5,000 + |
0.35 |
0.35 |
0.28 |
| £500 + |
0.20 |
0.20 |
0.16 |
| 60 Day Notice |
|
|
|
Gross % |
AER * % |
NET # % |
| Annual Interest paid on 31st December |
£75,000 + |
1.75 |
1.75 |
1.40 |
| £40,000 + |
1.60 |
1.60 |
1.28 |
| £20,000 + |
1.10 |
1.10 |
0.88 |
| £5,000 + |
0.80 |
0.80 |
0.64 |
|
Previously Easy Access ISA |
|
|
|
Gross % |
AER * % |
NET # % |
|
Annual Interest paid on 31st March |
£10 + |
1.35 |
1.35 |
Tax Free ‡ |
Brighter ISA - Issue 9
Rates effective from 6 April 2011 Rates exclude introductory bonus payable in the first year (0.75% Gross) |
|
|
|
Gross % |
AER * % |
NET # % |
|
Annual Interest paid on 30th April |
£5,340 |
2.25 |
2.25 |
Tax Free ‡ |
|
Rates effective from 6 April 2011 |
|
|
|
Gross % |
AER * % |
NET # % |
|
Annual Interest paid on 31st March |
£100 + |
1.90 |
1.90 |
Tax Free ‡ |
Monthly ISA Saver Rates effective from 6 April 2011 Rates exclude introductory bonus payable in the first year (0.5%) |
|
|
|
Gross % |
AER * % |
NET # % |
|
Annual Interest paid on 31st March |
£20 + |
2.00 |
2.00 |
Tax Free ‡ |
ISA 60 Previously ISA 90 or TESSA Only ISA |
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|
|
Gross % |
AER * % |
NET # % |
|
Annual Interest paid on 31st March |
£1,000 + |
1.90 |
1.90 |
Tax Free ‡ |
CHILDREN'S ACCOUNT
|
|
|
|
|
Gross % |
AER * % |
NET # % |
|
Annual Interest paid on 31st December |
£1 + |
1.50 |
1.50 |
1.20 |
COMMUNITY ACCOUNTS
| Cransley Hospice Account |
|
|
|
Gross % |
AER * % |
NET # % |
| Annual Interest paid on 31st December |
£20,000 + |
1.75 |
1.75 |
1.40 |
| £10,000 + |
1.50 |
1.50 |
1.20 |
| £5,000 + |
1.00 |
1.00 |
0.80 |
| £1 + |
0.50 |
0.50 |
0.40 |
| LOROS Account |
|
|
|
Gross % |
AER * % |
NET # % |
| Annual Interest paid on 31st December |
£20,000 + |
1.75 |
1.75 |
1.40 |
| £10,000 + |
1.50 |
1.50 |
1.20 |
| £5,000 + |
1.00 |
1.00 |
0.80 |
| £1 + |
0.50 |
0.50 |
0.40 |
INSTANT ACCESS CHARITIES ACCOUNT
|
|
|
|
|
Gross % |
AER * % |
NET # % |
|
Annual Interest paid on 31st December |
£1 + |
1.05 |
1.05 |
Tax Free ‡ |
INSTANT ACCESS CLUB & ASSOCIATION ACCOUNT
|
|
|
|
|
Gross % |
AER * % |
NET # % |
|
Annual Interest paid on 31st December |
£1 + |
0.15 |
0.15 |
0.12 |
| Monthly Interest paid on the last day of each month |
£1 + |
0.10 |
0.10 |
0.08 |
BUSINESS, CHARITY, CLUB & ASSOCIATION NOTICE ACCOUNTS
|
Rates effective from 19th December 2011 |
|
|
|
Gross % |
AER * % |
NET # % |
|
Annual Interest paid on 30th June |
£25,000 + |
2.00 |
2.00 |
N/A |
| £10,000 + |
1.50 |
1.50 |
N/A |
|
Rates effective from 19th December 2011 |
|
|
|
Gross % |
AER * % |
NET # % |
|
Annual Interest paid on 30th June |
£50,000 + |
1.75 |
1.75 |
N/A |
| £10,000 + |
1.50 |
1.50 |
N/A |
|
Rates effective from 24th May 2010 |
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|
|
Gross % |
AER * % |
NET # % |
|
Annual Interest paid on 30th June |
£25,000 + |
2.00 |
2.00 |
1.60% |
|
Rates effective from 1st December 2009 |
|
|
|
Gross** % |
AER * % |
NET # % |
|
Annual Interest paid on 30th June |
£25,000 + |
2.00 |
2.00 |
N/A |
|
Rates effective from 1st December 2009 |
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|
|
Gross** % |
AER * % |
NET # % |
|
Annual Interest paid on 30th June |
£25,000 + |
2.00 |
2.00 |
N/A |
|
Rates effective from 29th March 2010 |
|
|
|
Gross** % |
AER * % |
NET # % |
|
Annual Interest paid on 30th June |
£25,000 + |
2.00 |
2.00 |
N/A |
POSTAL ACCOUNTS
| Simply Direct |
|
|
|
Gross % |
AER * % |
NET # % |
| Annual Interest paid on 30th November |
£10,000 + |
1.25 |
1.25 |
1.00 |
| £5,000 + |
0.80 |
0.80 |
0.64 |
| £2,000 + |
0.50 |
0.50 |
0.40 |
| £1,000 + |
0.25 |
0.25 |
0.20 |
| £500 + |
0.15 |
0.15 |
0.12 |
Monthly Interest paid on the last day of each month |
£10,000 + |
1.15 |
1.16 |
0.92 |
| £5,000 + |
0.70 |
0.70 |
0.56 |
| £2,000 + |
0.40 |
0.40 |
0.32 |
| £1,000 + |
0.20 |
0.20 |
0.16 |
The minimum opening balance for the Simply Direct account is £1,000.
| 30 Day Direct |
|
|
|
Gross % |
AER * % |
NET # % |
| Annual Interest paid on 31st December |
£25,000 + |
1.70 |
1.70 |
1.36 |
| £2,500 + |
1.35 |
1.35 |
1.08 |
Monthly Interest paid on the last day of each month |
£25,000 + |
1.60 |
1.61 |
1.28 |
| £2,500 + |
1.25 |
1.26 |
1.00 |
INTERNET ONLY ACCOUNTS
Monthly Interest paid on the last day of each month |
£1 + |
2.05 |
2.07 |
1.64 |
Monthly Interest paid on the last day of each month |
£1 + |
2.20 |
2.22 |
1.76 |
Monthly Interest paid on the last day of each month |
£1 + |
2.40 |
2.43 |
1.92 |
* AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.
**The contractual rate of interest payable before the deduction of income tax at the rate specified by law.
# Net rates are approximate after deduction of income tax at the lower rate of 20%.
‡ Interest paid on these products is exempt from UK income tax.
If the balance on an account falls below the minimum for the account type, the lowest rate on the Instant Access account will apply.
All rates should be read in conjunction with the appropriate account product pages.
Notification of changes to savings rates will be given in the following newspapers: Harborough Mail, Kettering Evening Telegraph, Leicester Mercury and Northampton Chronicle and Echo.
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