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Current Interest Rates for Withdrawn Products

 
RATES EFFECTIVE FROM 1 June 2013 (unless otherwise indicated)

ALL RATES ARE VARIABLE

View our Current Interest Rates

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EASY ACCESS ACCOUNTS

Instant Access - Issue 1
(Rates effective 1 May 2009)
 
Gross * %
AER ** %
Annual Interest paid on 31 December £75,000 + 0.45 0.45
£40,000 + 0.40 0.40
£20,000 + 0.35 0.35
£10,000 + 0.30 0.30
£5,000 + 0.25 0.25
£500 + 0.20 0.20
£1 + 0.15 0.15

Monthly Interest paid on the last  working day of each month £75,000 + 0.40 0.40
£40,000 + 0.35 0.35
£20,000 + 0.30 0.30
£10,000 + 0.25 0.25
£5,000 + 0.20 0.20
£500 + 0.15 0.15
£1 + 0.10 0.10

(Rates effective 1 October 2015)
 
Gross * %
AER ** %
Annual Interest paid on 31 December £75,000 + 0.45 0.45
£40,000 + 0.40 0.40
£20,000 + 0.35 0.35
£10,000 + 0.30 0.30
£5,000 + 0.25 0.25
£500 + 0.20 0.20
£1 + 0.15 0.15

Monthly Interest paid on the last  working day of each month £75,000 + 0.40 0.40
£40,000 + 0.35 0.35
£20,000 + 0.30 0.30
£10,000 + 0.25 0.25
£5,000 + 0.20 0.20
£500 + 0.15 0.15
£1 + 0.10 0.10
 

 
Branch Monthly Saver
(Rates effective 23 February 2015)
Gross * %
AER ** %
Annual Interest
£10 + 1.10 1.10


Monthly Super Saver Issues 1- 4
(Rates effective 23 February 2015) 
Gross * %
AER ** %
Annual Interest
£10 + 1.10 1.10
 
 
Regular Saver
(Rates effective 23 February 2015)
Gross * %
AER ** %
Annual Interest
£100 + 1.10 1.10


Regular Saver Cransley Hospice Affinity
(Rates effective 1 May 2009)
Gross * %
AER ** %
Annual Interest
£1 + 0.95 0.95


Regular Saver LOROS Affinity
(Rates effective 1 May 2009)
Gross * %
AER ** %
Annual Interest
£1 + 0.95 0.95


55 Plus Reward
Gross * %
AER ** %
Annual Interest £5,000 + 1.60 1.60

Monthly Interest £5,000 + 1.50 1.51

Portfolio 2 / Portfolio 2 Plus (Instant Access) / m2 (Instant Access)
Gross * %
AER ** %
Annual Interest £10,000 + 0.65 0.65
£5,000 + 0.50 0.50
£2,000 + 0.35 0.35
£1,000 + 0.25 0.25
£500 + 0.15 0.15

Monthly Interest £10,000 + 0.55 0.55
£5,000 + 0.40 0.40
£2,000 + 0.25 0.25
£1,000 + 0.15 0.15



 
ISA ACCOUNTS     #
 
Brighter ISA - Issues 1 - 9
(Rates effective 23 February 2015)
Gross * %
AER ** %
Annual Interest
£30,000 + 1.30 1.30
£20,000 + 1.25 1.25
£10,000 + 1.20 1.20
£10 + 1.15 1.15

 

Instant Access ISA - Issues 1 - 3 
(Rates effective 23 February 2015)
Gross * %
AER ** %
Annual Interest
£30,000 + 1.30 1.30
£20,000 + 1.25 1.25
£10,000 + 1.20 1.20
£10 + 1.15 1.15

Young Person's ISA
(Rates effective 1 May 2009)
 
 
Gross * %
AER ** %
Annual Interest
£100 + 1.00 1.00
 

Monthly ISA Saver
(Rates effective 6 April 2011)
 
 
Gross * %
AER ** %
Annual Interest
£20 +  2.00 2.00
 

Flexible ISA
(Rates effective 23 February 2015)
Rates exclude introductory bonus payable in the first year (0.75% Gross)
Gross * %
AER ** %
Annual Interest
£30,000 + 1.30 1.30
£20,000 + 1.25 1.25
£10,000 + 1.20 1.20
£10 + 1.15 1.15
 

ISA 60 - Issues 1-2
(Rates effective 1 August 2016)
Gross * %
AER ** %
Annual Interest
£1,000 + 1.25 1.25

 
ISA 90
(Rates effective 1 August 2016)
Gross * %
AER ** %
Annual Interest
£1,000 + 1.35 1.35
 
 


CHILDREN'S ACCOUNTS

Kool Kidz - Issues 1 - 2
(Rates effective 1 May 2009)
 
 
Gross * %
AER ** %
Annual Interest paid on 31 December
£1 + 1.50 1.50
  
 

  
NOTICE ACCOUNTS
 
120 Day Notice >
(Rates effective 1 September 2014) 
Gross * %
AER ** %
Annual Interest £1,000 + 1.45 1.45

Monthly Interest £1,000 + 1.35 1.36


120 Day Notice - Issue 2
(Rates effective 1 September 2014)
Gross * %
AER ** %
Annual Interest paid on 31 December £1,000 + 1.45 1.45

30 Day Notice - Issues 1-2
Gross * %
AER ** %
Annual Interest £75,000 + 1.40 1.40
£40,000 + 1.05 1.05
£20,000 + 0.80 0.80
£10,000 + 0.60 0.60
£5,000 + 0.40 0.40
£500 + 0.25 0.25

Monthly Interest £75,000 + 1.30 1.31
£40,000 + 0.95 0.95
£20,000 + 0.70 0.70
£10,000 + 0.50 0.50
£5,000 + 0.30 0.30
£500 + 0.15 0.15

Sixty60 - Issues 1 - 8
 
Gross * %
AER ** %
Annual Interest
£75,000 + 1.60 1.60
£40,000 + 1.45 1.45
£20,000 + 1.05 1.05
£5,000 + 0.80 0.80

Monthly Interest £75,000 + 1.55 1.56
£40,000 + 1.40 1.41
£20,000 + 1.00 1.00
£5,000 + 0.75 0.75
 
Sixty60 - Issue 9
Gross * %
AER ** %
Monthly Interest £75,000 + 1.55 1.56
£40,000 + 1.40 1.41
£20,000 + 1.00 1.00
£5,000 + 0.75 0.75
 
 
60 Day Notice ^ 
Gross * %
AER ** %
Annual Interest £75,000 + 1.40 1.40
£40,000 + 1.05 1.05
£20,000 + 0.80 0.80
£10,000 + 0.60 0.60
£5,000 + 0.40 0.40
£500 + 0.25 0.25

Monthly Interest £75,000 + 1.30 1.31
£40,000 + 0.95 0.95
£20,000 + 0.70 0.70
£10,000 + 0.50 0.50
£5,000 + 0.30 0.30
£500 + 0.15 0.15
 
 
60 Day Cransley Hospice Affinity
(Rates effective 1 May 2009) 
 
Gross * %
AER ** %
Annual Interest £75,000 + 1.75 1.75
£40,000 + 1.50 1.50
£20,000 + 1.10 1.10
£5,000 + 0.65 0.65
£500 + 0.25 0.25


60 Day LOROS Affinity
(Rates effective 1 May 2009)
 
Gross * %
AER ** %
Annual Interest £75,000 + 1.75 1.75
£40,000 + 1.50 1.50
£20,000 + 1.10 1.10
£5,000 + 0.65 0.65
£500 + 0.25 0.25


55 Plus
 
Gross * %
AER ** %
Annual Interest £20,000 + 0.70 0.70
£5,000 + 0.40 0.40
 
Monthly Interest £20,000 + 0.60 0.60
£5,000 + 0.30 0.30


P2 Income Plus / Portfolio 2 Plus (30 Day Notice) / m2 (30 Day Notice)
 
Gross * %
AER ** %
Annual Interest £25,000 + 1.15 1.15
£10,000 + 0.70 0.70
 
Monthly Interest £25,000 + 1.05 1.06
£10,000 + 0.60 0.60


  
COMMUNITY ACCOUNTS

Cransley Hospice Account - Issue 3
(Rates effective 4 February 2013)
Gross * %
AER ** %
Annual Interest paid on 31 December £75,000 + 0.40 0.40
£40,000 + 0.35 0.35
£20,000 + 0.30 0.30
£10,000 + 0.25 0.25
£5,000 + 0.20 0.20
£500 + 0.15 0.15
£1 + 0.10 0.10


Cransley Hospice Account - Issue 2
Gross * %
AER ** %
Annual Interest £20,000 + 1.25 1.25
£10,000 + 1.00 1.00
£5,000 + 0.85 0.85
£1 + 0.35 0.35
 

LOROS Account - Issue 3
(Rates effective 4 February 2013)
Gross * %
AER ** %
Annual Interest paid on 31 December £75,000 + 0.40 0.40
£40,000 + 0.35 0.35
£20,000 + 0.30 0.30
£10,000 + 0.25 0.25
£5,000 + 0.20 0.20
£500 + 0.15 0.15
£1 + 0.10 0.10

 
LOROS Account - Issue 2
Gross * %
AER ** %
Annual Interest £20,000 + 1.25 1.25
£10,000 + 1.00 1.00
£5,000 + 0.85 0.85
£1 + 0.35 0.35


Rainbows Account - Issue 1
(Rates effective 19 January 2015)
Gross * %
AER ** %
Annual Interest paid on 31 December £75,000 + 0.40 0.40
£40,000 + 0.35 0.35
£20,000 + 0.30 0.30
£10,000 + 0.25 0.25
£5,000 + 0.20 0.20
£500 + 0.15 0.15
£1 + 0.10 0.10


  
POSTAL ACCOUNTS


Simply Direct
Gross * %
AER ** %
Annual Interest £10,000 + 0.65 0.65
£5,000 + 0.50 0.50
£2,000 + 0.35 0.35
£1,000 + 0.25 0.25
£500 + 0.15 0.15

Monthly Interest £10,000 + 0.55 0.55
£5,000 + 0.40 0.40
£2,000 + 0.25 0.25
£1,000 + 0.15 0.15


30 Day Direct - Issues 1-2
Gross * %
AER ** %
Annual Interest £25,000 + 1.15 1.15
£2,500 + 0.70 0.70


Monthly Interest £25,000 + 1.05 1.06
£2,500 + 0.60 0.60


  
INTERNET ONLY ACCOUNTS
 
 
Onthedot Easy Access
(Rates effective 15 May 2014)
Gross * %
AER ** %
Annual Interest £1 + 0.90 0.90

Monthly Interest £1 + 0.80 0.80

 
 
Onthedot Sixty+Surfer
(Rates effective 23 February 2015)
Gross * %
AER ** %
Annual Interest £1 + 1.00 1.00
 
Monthly Interest £1 + 0.90 0.90

Onthedot 30 Day Notice - Issue 1
(Rates effective 15 May 2014)
Gross * %
AER ** %
Annual Interest £1 + 1.20 1.20

Monthly Interest £1 + 1.10 1.11

Onthedot 30 Day Notice - Issue 2
(Rates effective 29 August 2014)
Gross * %
AER ** %
Annual Interest £1 + 1.20 1.20

Monthly Interest £1 + 1.10 1.11

 
Onthedot 120 Day Notice - Issue 1
(Rates effective 15 May 2014)
Gross * %
AER ** %
Annual Interest £25,000 + 1.45 1.45

Monthly Interest £25,000 + 1.35 1.36

Onthedot 120 Day Notice - Issue 2
(Rates effective 29 August 2014)
Gross * %
AER ** %
Annual Interest £25,000 + 1.71 1.71

Monthly Interest £25,000 + 1.61 1.62


Onthedot 120 Day Notice - Issue 3
(Rates effective 8 May 2015)
Gross * %
AER ** %
Annual Interest £1,000 1.60 1.60

Monthly Interest £1,00 + 1.50 1.51


Onthedot Cransley Hospice Affinity
(Rates effective from 20 June 2013)
 
 
Gross * %
AER ** %
Annual Interest
£1 + 1.25 1.25


Onthedot LOROS Affinity
(Rates effective from 20 June 2013)
 
 
Gross * %
AER ** %
Annual Interest
£1 + 1.25 1.25
 

* Interest is paid without tax deducted. Some savers will be required to pay tax on savings interest; this should be arranged directly with HMRC through your tax return.

** AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.
 
#
Interest paid on these products is exempt from UK income tax.
 
^ The 60 days notice period for withdrawals decreased to 30 days notice from 1 June 2013.

> Please note that this account is available to Maturing Bond customers only.

If the balance on an account falls below the minimum for the account type, the lowest rate on the Easy Access account will apply. (Excludes Incorporated Charity Deposit Account, Unincorporated Charity Savings Account, Unincorporated Club & Association Savings Account, Community Corporate Deposit Account, Direct Corporate Deposit Account, Partnership Savings Account and the 60 Day Notice Business Account.)


All rates should be read in conjunction with the appropriate account product pages.


 
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