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Current Interest Rates for Withdrawn Products

RATES EFFECTIVE FROM 1 MAY 2009 (unless otherwise indicated)

ALL RATES ARE VARIABLE

View our Current Interest Rates

ISA ACCOUNT

Brighter ISA - Issues 1-7 Rates exclude introductory bonus payable in the first year (0.60% Gross)
		Gross %	AER * %	NET # %
Annual Interest paid on 31st December	£1 +	2.40	2.40	Tax Free ‡

Brighter ISA - Issue 8 Rates effective 6 April 2010 Rates exclude introductory bonus payable in the first year (0.75% Gross)
		Gross %	AER * %	NET # %
Annual Interest paid on 31st December	£1 +	2.25	2.25	Tax Free ‡

Brighter ISA - Issue 9 Rates effective 6 April 2011 Rates exclude introductory bonus payable in the first year (0.75% Gross)
		Gross %	AER * %	NET # %
Annual Interest paid on 30th April	£5,340	2.25	2.25	Tax Free ‡

Young Perons's ISA
		Gross %	AER * %	NET # %
Annual Interest paid on 31st March	£100 +	1.00	1.00	Tax Free ‡

Monthly ISA Saver Rates effective 6 April 2011 Rates exclude introductory bonus payable in the first year (0.5%)
		Gross %	AER * %	NET # %
Annual Interest paid on 31st March	£20 +	2.00	2.00	Tax Free ‡

NOTICE ACCOUNTS

Sixty60 - Issues 1 - 6 Rates exclude introductory bonus payable in the first year (0.50% Gross)
		Gross %	AER * %	NET # %
Annual Interest paid on: Issue 1 - 30th April Issue 2 - 31st May Issue 3 - 30th June Issue 4 - 31st July Issue 5 - 31st August Issue 6 - 31st December	£75,000 +	2.10	2.10	1.68
	£40,000 +	1.95	1.95	1.56
	£20,000 +	1.45	1.45	1.16
	£5,000 +	1.15	1.15	0.92

Monthly Interest paid on the last day of each month	£75,000 +	1.95	1.97	1.56
	£40,000 +	1.80	1.81	1.44
	£20,000 +	1.35	1.36	1.08
	£5,000 +	1.05	1.06	0.84

60 Day Cransley Hospice Affinity
		Gross %	AER * %	NET # %
Annual Interest paid on 31st December	£75,000 +	1.75	1.75	1.40
	£40,000 +	1.50	1.50	1.20
	£20,000 +	1.10	1.10	0.88
	£5,000 +	0.65	0.65	0.52
	£500 +	0.25	0.25	0.20

60 Day LOROS Affinity
		Gross %	AER * %	NET # %
Annual Interest paid on 31st December	£75,000 +	1.75	1.75	1.40
	£40,000 +	1.50	1.50	1.20
	£20,000 +	1.10	1.10	0.88
	£5,000 +	0.65	0.65	0.52
	£500 +	0.25	0.25	0.20

55 Plus
		Gross %	AER * %	NET # %
Annual Interest paid on 31st January	£20,000 +	1.15	1.15	0.92
	£5,000 +	0.70	0.70	0.56

Monthly Interest paid on the last day of each month	£20,000 +	1.05	1.06	0.84
	£5,000 +	0.60	0.60	0.48

P2 Income Plus / Portfolio 2 Plus (30 Day Notice) / m2 (30 Day Notice)
		Gross %	AER * %	NET # %
Annual Interest paid on 31st December	£25,000 +	1.70	1.70	1.36
	£10,000 +	1.35	1.35	1.08

Monthly Interest paid on the last day of each month	£25,000 +	1.60	1.61	1.28
	£10,000 +	1.25	1.26	1.00

NO NOTICE ACCOUNTS

Regular Saver
		Gross %	AER * %	NET # %
Annual Interest paid on 31st December	£100 +	1.30	1.30	1.04

Regular Saver Cransley Hospice Affinity
		Gross %	AER * %	NET # %
Annual Interest paid on 31st December	£1 +	0.95	0.95	0.76

Regular Saver LOROS Affinity
		Gross %	AER * %	NET # %
Annual Interest paid on 31st December	£1 +	0.95	0.95	0.76

55 Plus Reward
		Gross %	AER * %	NET # %
Annual Interest paid on 31st January	£5,000 +	1.85	1.85	1.48

Monthly Interest paid on the last day of each month

£5,000 +

1.75

1.76

1.40

Portfolio 2 / Portfolio 2 Plus (Instant Access) / m2 (Instant Access)
		Gross %	AER * %	NET # %
Annual Interest paid on 30th November	£10,000 +	1.25	1.25	1.00
	£5,000 +	0.80	0.80	0.64
	£2,000 +	0.50	0.50	0.40
	£1,000 +	0.25	0.25	0.20
	£500 +	0.15	0.15	0.12

Monthly Interest paid on the last day of each month	£10,000 +	1.15	1.16	0.92
	£5,000 +	0.70	0.70	0.56
	£2,000 +	0.40	0.40	0.32
	£1,000 +	0.20	0.20	0.16

INTERNET ONLY ACCOUNTS

onthedot Cransley Hospice Affinity
		Gross %	AER * %	NET # %
Annual Interest paid on 30th June	£1 +	1.70	1.70	1.36

onthedot LOROS Affinity
		Gross %	AER * %	NET # %
Annual Interest paid on 30th June	£1 +	1.70	1.70	1.36

* AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.

# Net rates are approximate after deduction of income tax at the lower rate of 20%.

‡ Interest paid on these products is exempt from income tax.

If the balance on an account falls below the minimum for the account type, the lowest rate on the Instant Access account will apply.

All rates should be read in conjunction with the appropriate account product pages.

Notification of changes to savings rates will be given in the following newspapers: Harborough Mail, Kettering Evening Telegraph, Leicester Mercury and Northampton Chronicle and Echo.


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