About Us  |  Careers  |  Contact Us  |  News  |  Font Size  
Decrease font size
Increase font size
Customer online services
Login in button
Register
top main border
Top white border

Guidance for Landlords


Please read carefully before applying for either a Holiday Let or Buy to Let mortgage.

Prospective rental affordability warning:

We will assess the affordability of these mortgages based on at least part of the expected monthly income generated from letting the property to a tenant. The actual income generated may be different and can be influenced over time by changes within the rental market. You will remain responsible for meeting the cost of your mortgage and the additional costs associated with letting property for the duration of your ownership. 

Landlord Statutory Duties and Obligations for Holiday Let mortgages

As a landlord you have a number of statutory duties and obligations to the tenant(s) of your holiday lettings. We strongly reccommend you take legal advice on your obligations and consult your letting agent.


Landlord Statutory Duties and Obligations for Buy to Let mortgages

As a landlord of residential property you have a number of statutory duties and obligations to your tenant(s) in relation to the safety and integrity of the property, how any deposit is held and protected, parties to whom tenancies are prohibited by law and how you treat your tenants and select those who apply to become tenants. We strongly recommend you consider taking legal advice on your obligations, consult with your letting agent and access the information available from these sources:

National Landlords Association (NLA)

Residential Landlords Association (RLA)

Association of Residential Letting Agents

Right to rent Landlords Code of Practice

Renting out a Property- Landlord responsibilities


YOUR RENTAL PROPERTY MAY BE REPOSSESSED AND/OR A 'RECEIVER OF RENT' MAY BE APPOINTED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

 
Bottom white border
Top border