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Lending into Retirement


We have a range of specially designed mortgages for customers entering into or already in retirement, on properties in England and Wales.
 
We offer Interest Only mortgages

Unlike many other lenders we will consider your mortgage needs beyond the standard retirement age. We have a range of products to assist you with your individual requirements.

We will consider lending up to the age of 85, where you have a proven income, either private pension or earned, and sometimes a combination of both. This could be on an Interest Only mortgage with the sale of your property as the repayment vehicle, as long as there is sufficient equity in the property.

For more details regarding our lending into retirement options contact our Mortgage Sales team on 01858 412610 or send them an email via customersfirst@mhbs.co.uk

The Building Societies Association has published a consumer information guide, Can I get a mortgage at my age?, providing information about borrowing into and in retirement.
 

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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