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Previous Interest Rates
 
ALL RATES ARE VARIABLE
 
ISA ACCOUNTS + 

 
Junior ISA
(Rates effective 6 April 2012)
Gross * %
AER ** %
NET # %
Annual Interest paid on 31 March
£3,000 + 3.05 3.05 Tax Free
£1 + 2.50 2.50 Tax Free
 

    
* The contractual rate of interest payable before the deduction of income tax at the rate specified by law.

** AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.
 
# Net rates are approximate after deduction of income tax at the lower rate of 20%.
 
+ Interest paid on these products is exempt from UK income tax.

If the balance on an account falls below the minimum for the account type, the lowest rate on the Instant Access account will apply. (Excludes Incorporated Charity Deposit Account, Unincorporated Charity Savings Account, Unincorporated Club & Association Savings Account, Community Corporate Deposit Account, Direct Corporate Deposit Account and the Partnership Savings Account.)

All rates should be read in conjunction with the appropriate account product pages.
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