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Previous Interest Rates

Junior ISA
(Rates effective 6 April 2012)
Gross * %
AER ** %
Annual Interest paid on 31 March
£3,000 + 3.05 3.05
£1 + 2.50 2.50

* Interest is paid without tax deducted. Some savers will be required to pay tax on savings interest; this should be arranged directly with HMRC through your tax return.

** AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.
 Interest paid on these products is exempt from UK income tax.

If the balance on an account falls below the minimum for the account type, the lowest rate on the Instant Access account will apply. (Excludes Incorporated Charity Deposit Account, Unincorporated Charity Savings Account, Unincorporated Club & Association Savings Account, Community Corporate Deposit Account, Direct Corporate Deposit Account and the Partnership Savings Account.)

All rates should be read in conjunction with the appropriate account product pages.
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