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RATES EFFECTIVE FROM 16TH FEBRUARY 2009 (unless otherwise indicated)
ALL RATES ARE VARIABLE
NO NOTICE ACCOUNTS
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Monthly Super Saver
Rates exclude introductory bonus payable in the first year (0.50% Gross) |
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|
|
Gross % |
AER * % |
NET # % |
|
Annual Interest paid on 31st December |
£10 + |
2.75 |
2.75 |
2.20 |
| Instant Access |
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|
|
Gross % |
AER * % |
NET # % |
| Annual Interest paid on 31st December |
£75,000 + |
0.75 |
0.75 |
0.60 |
| £40,000 + |
0.65 |
0.65 |
0.52 |
| £20,000 + |
0.55 |
0.55 |
0.44 |
| £10,000 + |
0.45 |
0.45 |
0.36 |
| £5,000 + |
0.35 |
0.35 |
0.28 |
| £500 + |
0.25 |
0.25 |
0.20 |
| £1 + |
0.15 |
0.15 |
0.12 |
Monthly Interest paid on the last day of each month |
£75,000 + |
0.65 |
0.65 |
0.52 |
| £40,000 + |
0.55 |
0.55 |
0.44 |
| £20,000 + |
0.45 |
0.45 |
0.36 |
| £10,000 + |
0.35 |
0.35 |
0.28 |
| £5,000 + |
0.25 |
0.25 |
0.20 |
| £500 + |
0.20 |
0.20 |
0.16 |
| £1 + |
0.10 |
0.10 |
0.08 |
NOTICE ACCOUNTS
| Sixty60 - Issue 7 |
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|
|
Gross % |
AER * % |
NET # % |
| Annual Interest paid on 31st December |
£75,000 + |
2.25 |
2.25 |
1.80 |
| £40,000 + |
2.10 |
2.10 |
1.68 |
| £20,000 + |
1.60 |
1.60 |
1.28 |
| £10,000 + |
1.30 |
1.30 |
1.04 |
Monthly Interest paid on the last day of each month |
£75,000 + |
2.10 |
2.12 |
1.68 |
| £40,000 + |
1.95 |
1.97 |
1.56 |
| £20,000 + |
1.50 |
1.51 |
1.20 |
| £10,000 + |
1.20 |
1.21 |
0.96 |
| 30 Day Notice |
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|
|
Gross % |
AER * % |
NET # % |
| Annual Interest paid on 31st December |
£75,000 + |
1.75 |
1.75 |
1.40 |
| £40,000 + |
1.40 |
1.40 |
1.12 |
| £20,000 + |
1.25 |
1.25 |
1.00 |
| £10,000 + |
1.00 |
1.00 |
0.80 |
| £5,000 + |
0.50 |
0.50 |
0.40 |
| £500 + |
0.30 |
0.30 |
0.24 |
Monthly Interest paid on the last day of each month |
£75,000 + |
1.65 |
1.66 |
1.32 |
| £40,000 + |
1.30 |
1.31 |
1.04 |
| £20,000 + |
1.15 |
1.16 |
0.92 |
| £10,000 + |
0.90 |
0.90 |
0.72 |
| £5,000 + |
0.40 |
0.40 |
0.32 |
| £500 + |
0.25 |
0.25 |
0.20 |
| 60 Day Notice |
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|
|
Gross % |
AER * % |
NET # % |
| Annual Interest paid on 31st December |
£75,000 + |
2.00 |
2.00 |
1.60 |
| £40,000 + |
1.85 |
1.85 |
1.48 |
| £20,000 + |
1.35 |
1.35 |
1.08 |
| £10,000 + |
1.05 |
1.05 |
0.84 |
Instant Access ISA
Rates effective 1 May 2009 |
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|
Gross % |
AER * % |
NET # % |
|
Annual Interest paid on 31st March |
£10 + |
1.35 |
1.35 |
Tax Free ‡ |
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ISA 60
previously ISA 90 or TESSA Only ISA |
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|
|
Gross % |
AER * % |
NET # % |
|
Annual Interest paid on 31st March |
£1,000 + |
2.15 |
2.15 |
Tax Free ‡ |
|
Kool Kidz |
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|
|
Gross % |
AER * % |
NET # % |
|
Annual Interest paid on 31st December |
£50 + |
1.75 |
1.75 |
1.40 |
COMMUNITY ACCOUNTS
| Cransley Hospice Account |
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|
|
Gross % |
AER * % |
NET # % |
| Annual Interest paid on 31st December |
£20,000 + |
1.75 |
1.75 |
1.40 |
| £10,000 + |
1.50 |
1.50 |
1.20 |
| £5,000 + |
1.00 |
1.00 |
0.80 |
| £1 + |
0.50 |
0.50 |
0.40 |
| LOROS Account |
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|
|
Gross % |
AER * % |
NET # % |
| Annual Interest paid on 31st December |
£20,000 + |
1.75 |
1.75 |
1.40 |
| £10,000 + |
1.50 |
1.50 |
1.20 |
| £5,000 + |
1.00 |
1.00 |
0.80 |
| £1 + |
0.50 |
0.50 |
0.40 |
CHARITIES ACCOUNT
|
Charities Account |
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|
Gross % |
AER * % |
NET # % |
|
Annual Interest paid on 31st December |
£1 + |
1.20 |
1.20 |
Tax Free ‡ |
CLUB & ASSOCIATION ACCOUNT
|
Club & Association Account |
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|
Gross % |
AER * % |
NET # % |
|
Annual Interest paid on 31st December |
£1 + |
0.15 |
0.15 |
0.12 |
| Monthly Interest paid on the last day of each month |
£1 + |
0.10 |
0.10 |
0.08 |
POSTAL ACCOUNTS
| Simply Direct |
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|
Gross % |
AER * % |
NET # % |
| Annual Interest paid on 30th November |
£10,000 + |
1.55 |
1.55 |
1.24 |
| £5,000 + |
1.10 |
1.10 |
0.88 |
| £2,000 + |
0.75 |
0.75 |
0.60 |
| £1,000 + |
0.25 |
0.25 |
0.20 |
| £500 + |
0.15 |
0.15 |
0.12 |
Monthly Interest paid on the last day of each month |
£10,000 + |
1.45 |
1.46 |
1.16 |
| £5,000 + |
1.00 |
1.00 |
0.80 |
| £2,000 + |
0.65 |
0.65 |
0.52 |
| £1,000 + |
0.20 |
0.20 |
0.16 |
The minimum opening balance for the Simply Direct account is £2,000.
| 30 Day Direct |
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|
Gross % |
AER * % |
NET # % |
| Annual Interest paid on 31st December |
£25,000 + |
2.00 |
2.00 |
1.60 |
| £10,000 + |
1.65 |
1.65 |
1.32 |
Monthly Interest paid on the last day of each month |
£25,000 + |
1.90 |
1.92 |
1.52 |
| £10,000 + |
1.55 |
1.56 |
1.24 |
INTERNET ONLY ACCOUNTS
| onthedot Easy Access |
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|
|
Gross % |
AER * % |
NET # % |
| Annual Interest paid on 30th June |
£1 + |
2.50 |
2.50 |
2.00 |
Monthly Interest paid on the last day of each month |
£1 + |
2.35 |
2.38 |
1.88 |
| onthedot Sixty+ Surfer |
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|
Gross % |
AER * % |
NET # % |
| Annual Interest paid on 30th June |
£1 + |
2.65 |
2.65 |
2.12 |
Monthly Interest paid on the last day of each month |
£1 + |
2.50 |
2.53 |
2.00 |
| onthedot 30 Day Notice |
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|
Gross % |
AER * % |
NET # % |
| Annual Interest paid on 30th June |
£1 + |
2.85 |
2.85 |
2.28 |
Monthly Interest paid on the last day of each month |
£1 + |
2.70 |
2.73 |
2.16 |
* AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.
# Net rates are approximate after deduction of income tax at the lower rate of 20%.
‡ Interest paid on these products is exempt from income tax.
If the balance on an account falls below the minimum for the account type, the lowest rate on the Instant Access account will apply.
All rates should be read in conjunction with the appropriate account product pages.
Notification of changes to savings rates will be given in the following newspapers: Harborough Mail, Kettering Evening Telegraph, Leicester Mercury and Northampton Chronicle and Echo.
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