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RATES EFFECTIVE FROM 16TH FEBRUARY 2009 (unless otherwise indicated)
ALL RATES ARE VARIABLE
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Brighter ISA - Issues 1-7
Rates exclude introductory bonus payable in the first year (0.60% Gross) |
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Gross % |
AER * % |
NET # % |
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Annual Interest paid on 31st December |
£1 + |
2.65 |
2.65 |
Tax Free ‡ |
NOTICE ACCOUNTS
| 60 Day Cransley Hospice Affinity |
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Gross % |
AER * % |
NET # % |
| Annual Interest paid on 31st December |
£75,000 + |
1.90 |
1.90 |
1.52 |
| £40,000 + |
1.65 |
1.65 |
1.32 |
| £20,000 + |
1.25 |
1.25 |
1.00 |
| £5,000 + |
0.80 |
0.80 |
0.64 |
| £500 + |
0.40 |
0.40 |
0.32 |
| 60 Day LOROS Affinity |
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Gross % |
AER * % |
NET # % |
| Annual Interest paid on 31st December |
£75,000 + |
1.90 |
1.90 |
1.52 |
| £40,000 + |
1.65 |
1.65 |
1.32 |
| £20,000 + |
1.25 |
1.25 |
1.00 |
| £5,000 + |
0.80 |
0.80 |
0.64 |
| £500 + |
0.40 |
0.40 |
0.32 |
| 55 Plus |
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Gross % |
AER * % |
NET # % |
| Annual Interest paid on 31st January |
£20,000 + |
1.30 |
1.30 |
1.04 |
| £5,000 + |
0.85 |
0.85 |
0.68 |
| Monthly Interest paid on the last day of each month |
£20,000 + |
1.20 |
1.21 |
0.96 |
| £5,000 + |
0.75 |
0.75 |
0.60 |
| P2 Income Plus / Portfolio 2 Plus (30 Day Notice) / m2 (30 Day Notice) |
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Gross % |
AER * % |
NET # % |
| Annual Interest paid on 31st December |
£25,000 + |
2.00 |
2.00 |
1.60 |
| £10,000 + |
1.65 |
1.65 |
1.32 |
| Monthly Interest paid on the last day of each month |
£25,000 + |
1.90 |
1.92 |
1.52 |
| £10,000 + |
1.55 |
1.56 |
1.24 |
NO NOTICE ACCOUNTS
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Regular Saver |
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Gross % |
AER * % |
NET # % |
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Annual Interest paid on 31st December |
£100 + |
1.60 |
1.60 |
1.28 |
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Regular Saver Cransley Hospice Affinity |
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Gross % |
AER * % |
NET # % |
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Annual Interest paid on 31st December |
£1 + |
1.25 |
1.25 |
1.00 |
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Regular Saver LOROS Affinity |
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Gross % |
AER * % |
NET # % |
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Annual Interest paid on 31st December |
£1 + |
1.25 |
1.25 |
1.00 |
| 55 Plus Reward |
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Gross % |
AER * % |
NET # % |
| Annual Interest paid on 31st January |
£5,000 + |
2.00 |
2.00 |
1.60 |
| Monthly Interest paid on the last day of each month |
£5,000 + |
1.90 |
1.92 |
1.52 |
| Portfolio 2 / Portfolio 2 Plus (Instant Access) / m2 (Instant Access) |
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Gross % |
AER * % |
NET # % |
| Annual Interest paid on 30th November |
£10,000 + |
1.55 |
1.55 |
1.24 |
| £5,000 + |
1.10 |
1.10 |
0.88 |
| £2,000 + |
0.75 |
0.75 |
0.60 |
| £1,000 + |
0.25 |
0.25 |
0.20 |
| £500 + |
0.15 |
0.15 |
0.12 |
Monthly Interest paid on the last day of each month |
£10,000 + |
1.45 |
1.46 |
1.16 |
| £5,000 + |
1.00 |
1.00 |
0.80 |
| £2,000 + |
0.65 |
0.65 |
0.52 |
| £1,000 + |
0.20 |
0.20 |
0.16 |
INTERNET ONLY ACCOUNTS
|
onthedot Cransley Hospice Affinity |
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Gross % |
AER * % |
NET # % |
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Annual Interest paid on 30th June |
£1 + |
2.00 |
2.00 |
1.60 |
|
onthedot LOROS Affinity |
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Gross % |
AER * % |
NET # % |
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Annual Interest paid on 30th June |
£1 + |
2.00 |
2.00 |
1.60 |
* AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.
# Net rates are approximate after deduction of income tax at the lower rate of 20%.
‡ Interest paid on these products is exempt from income tax.
If the balance on an account falls below the minimum for the account type, the lowest rate on the Instant Access account will apply.
All rates should be read in conjunction with the appropriate account product pages.
Notification of changes to savings rates will be given in the following newspapers: Harborough Mail, Kettering Evening Telegraph, Leicester Mercury and Northampton Chronicle and Echo.
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